Advanced Savings Calculator

This calculator works out how much your investment or savings will be worth in the future. You'll need to input your lump-sum and monthly contribution amount, the term in years, and the rate of return or interest rate that you expect to achieve. You can assume annual increases to your contributions.

If you don't need the additional options, use the simple version of our calculator.


£
A lump-sum contribution that you will invest today. Input zero if you plan to make monthly contributions only.

£
The amount that you will save each month throughout the term of the investment. Input zero if you plan to make a lump-sum contribution only.

years
Required - the number of years for contributions.

%
Required - the annual investment return.

%
Required - the rate that you will increase your contributions each year. Input zero for no increase.


Important notes

All investment carries an element of risk and investment returns are not guaranteed.

The value of investments can go down as well as up.

You should use the rate of return that you expect to achieve after tax and charges have been deducted.

Seek advice from a professional financial adviser for a specific recommendation on where you should save or invest your money.