MoneyFV.com
Advanced Pension Calculator

This calculator works out how much you should be saving towards your retirement. It will compare your current contributions to the amount required in order to reach your target income at retirement. You'll need to know the current value of your pension savings, your current contributions, your retirement age, and your target retirement income.

This version of the pension calculator requires you to choose the underlying assumptions. Your choice will have a significant impact on the result of the calculation. If you are unsure how different assumptions affect the result of the calculation then you should use the simple version of our calculator.


Enter your intended retirement age, between 55 and 75 years old.

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Enter the annual pension amount that you require.

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Enter the total value of your current pension savings.

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Enter the gross amount that you already save each month towards your pension.

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Important notes

Pension rules are complex. There are limits on contributions to and withdrawals from pension schemes. Seek advice from a professional financial adviser for a specific recommendation on your pension.

All investment carries an element of risk and investment returns are not guaranteed.

The value of investments can go down as well as up.

This calculator largely ignores tax.